Documentation Index
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Endpoint
POST /wallets/transactions
Description
Use this endpoint to create a transaction that either adds funds to a wallet (credit) or removes funds from a wallet (debit). The wallet balance is updated immediately upon successful processing.
Request Body
{
"amount": 500,
"description": "Customer payout",
"type": "debit",
"wallet_id": "3d2e3f3e-3b3c-4907-a4fd-e241203440d7"
}
Request Fields
| Field | Type | Required | Description |
|---|
wallet_id | string (UUID) | Yes | Wallet to be debited or credited |
amount | number | Yes | Transaction amount (in wallet currency) |
type | string | Yes | Transaction type: debit or credit |
description | string | No | Reason or note for the transaction |
Supported Transaction Types
| Type | Description |
|---|
credit | Adds funds to the wallet balance |
debit | Removes funds from the wallet balance |
Response
Success Response (200 OK)
{
"data": {
"transaction_id": "transaction_id",
"wallet_id": "wallet_id",
"type": "debit",
"amount": 500,
"balance_after": 1500,
"created_at": "2025-07-24T10:15:30Z"
}
}
Common Errors
| Status Code | Description |
|---|
400 | Invalid request |
401 | Unauthorized |
404 | Wallet not found |
409 | Insufficient balance for debit |
422 | Invalid transaction type |
Notes & Best Practices
- Ensure the wallet is active before initiating a transaction.
- Debits will fail if the wallet balance is insufficient.
- Use clear and descriptive transaction descriptions for auditing.
- Avoid using this endpoint for external payments; use dedicated payout or funding endpoints instead.
Common Use Cases
- Customer payouts
- Refunds
- Wallet top-ups
- Internal balance adjustments