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Overview

Before attempting to capture a payment:

  • Ensure you have a valid payment session ID

  • Verify any required authorizations are complete

  • Check that the payment hasn’t expired

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Supported Payment Methods

Card Payments

Features

  • Direct capture after authorization

  • 3DS/OTP support where required

  • Partial captures supported

  • Real-time status updates

Bank Transfers

Features

  • Virtual account generation

  • Multiple bank support

  • Automated reconciliation

  • Real-time notifications

Stablecoins

Features

  • Multi-chain support (ETH, TRX)

  • USDT/USDC acceptance

  • Automated rate conversion

  • Cross-border capability

Binance Pay

Features

  • Direct wallet integration

  • Instant settlement

  • Multiple currencies

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Processing Times

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Capture Flow

The general payment capture process follows these steps:

1

Verify Session

Check that the payment session is valid and in an authorized state

2

Handle Authentication

Complete any required authentication steps:

  • 3D Secure for cards

  • OTP validation

  • PIN verification

3

Execute Capture

Make the API call to capture the payment with:

  • Payment session ID

  • Capture amount (for partial captures)

  • Any method-specific parameters

4

Process Response

Handle the capture response:

  • Success: Update your systems

  • Pending: Wait for webhook

  • Failed: Handle error appropriately

5

Monitor Status

Track the payment status via:

  • Webhook notifications (recommended)

  • Status check endpoints

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Method-Specific Guides

For detailed implementation instructions, see the following guides:

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Best Practices

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Testing

Always test capture flows in our sandbox environment first:

  • Use test cards for card payments

  • Test different authentication scenarios

  • Verify webhook handling

  • Check error responses

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Rate Limits

Capture requests are subject to rate limiting:

  • 100 requests per minute per API key

  • Burst limit: 10 requests per second

  • Monitor rate limit headers in responses

Need Help?

For additional support:

Interac e-TransferCards