Overview

Payment authorization is a critical step in the transaction flow where a customer’s payment credentials are validated and checked before capturing the payment. The authorization process helps ensure:

  1. The payment method is valid and active
  2. Sufficient funds are available
  3. The transaction is not suspicious or fraudulent

Authorization Types

Depending on the payment method and risk level, one or more authorization steps may be required:

Authorization requirements vary by:

  • Payment method
  • Transaction amount
  • Geographic region
  • Customer risk profile

Refer to the specific payment method guides for detailed authorization steps and requirements.